How Does Military OHA Work When Renting a Condo vs. a House in Guam?

If you're PCSing to Guam and trying to choose between renting a condo or a single-family house, it helps to understand how your Overseas Housing Allowance (OHA) works with each type of rental. Both condos and houses are eligible for OHA, but the overall experience — from what’s included to long-term value — can differ significantly.

🏢 Condos: What to Expect with OHA

Condos in Guam often appeal to single service members, couples, or small families. Here's what you typically get:

  • Smaller square footage
  • Shared amenities (pool, gym, security, etc.)
  • HOA fees often included in rent
  • May Include Furniture
  • Central locations near beaches or downtown

For OHA, the rental amount must fit within your monthly housing cap. Condos tend to cost less than houses, so you may be able to get a fully furnished unit with nice amenities — and still stay well under your OHA limit.

🏠 Houses: What to Expect with OHA

Houses are ideal for families or those needing more space. When you rent a single-family home:

  • You’ll likely get more bedrooms, yard space, and parking
  • Utilities may cost more due to larger size
  • Yard maintenance may or may not be included
  • Pest control, trash, and other services may be separate
  • You may be located farther from the base

In many cases, you’ll max out your OHA if you choose a house — especially in popular areas like Tamuning, Dededo, or Barrigada.

💸 OHA Differences: Condo vs. House

Feature Condo House
Average Rent Lower Higher
HOA Fees Included or discussed in lease N/A
Utilities Cost Lower due to smaller space Higher in larger homes
Maintenance Mostly covered by building management Tenant often responsible
Amenities Pool, gym, security (shared) Private yard, garage, driveway
Furnishing Often furnished Most unfurnished

📝 What to Watch for in Your Lease

  • Confirm if utilities are paid by you (they usually are)
  • Check if the property is MHO-approved
  • Ask if pest control, trash, and yard service are covered
  • Always get your lease reviewed by Military Housing

🧠 Final Thoughts: Which is Better?

There’s no one-size-fits-all answer. If you're looking for a low-maintenance lifestyle with amenities, a condo may be perfect. If you need space, privacy, and room for your family or pets, a house might be worth the extra OHA.

Whichever you choose, make sure you're working with a property that understands the unique needs of military tenants and is compliant with OHA requirements.

📞 Need Help Deciding?

At Guam Dream Homes, we’ve helped hundreds of military families find the right rental — whether condo or house — based on their OHA and lifestyle needs. Contact us today for personalized options that fit your PCS move to Guam.

 

Find out more about OHA process click Here