What is Overseas Housing Allowance (OHA)?

Overseas Housing Allowance (OHA) is a crucial financial benefit for military personnel stationed outside the continental United States (OCONUS), including Guam. The purpose of OHA is to help cover the costs of renting private housing in overseas locations where government quarters are not available.

Unlike the Basic Allowance for Housing (BAH), which is used stateside, OHA is specifically designed to address the unique challenges of living abroad. In Guam, OHA is adjusted based on the cost of living, ensuring that military members receive adequate support for housing expenses, including rent and utilities.

Eligibility for OHA in Guam

To qualify for OHA in Guam, military personnel must meet specific criteria:

• Active Duty Status: OHA is available to active-duty service members stationed in Guam.
• Private Lease Requirement: The service member must be renting private housing, as OHA does not apply to those living in government-provided housing.
• Dependents: Service members with dependents typically receive a higher OHA rate, reflecting the need for larger accommodations.

Additionally, certain special considerations apply, such as those for dual-military couples, where both spouses may be eligible for OHA, $4,410/month and higher.

Determining Your OHA Rate

OHA rates in Guam are determined by two factors: Rank and Dependency Status.

For military personnel stationed in Guam in 2026, the OHA rate starts at $2,205 for single service members and $2,450 for those with dependents. Additionally, utility allowances start at $1,182. These rates ensure that service members can afford suitable housing and manage living costs in Guam.

Housing & Application Process

Finding Suitable Housing:

• Work with Military-Savvy Realtors: Realtors familiar with military needs can guide you to properties that meet OHA requirements.
• Military-Friendly Communities: Consider neighborhoods near Andersen Air Force Base, Camp Blaz or Naval Base Guam.
• Inspect the Property: Ensure the property meets your needs, is in good condition, and is close to workplace/amenities.

Application Steps:

1. Secure a Lease Agreement: Sign a lease that falls within your OHA limits.
2. Complete DD Form 2367: Fill out the "Individual Overseas Housing Allowance (OHA) Report" accurately.
3. Submit Your Application: Turn in the form and lease to your command’s housing office.

Lease Agreements, Utilities & MIHA

Understanding the Lease Agreement:

• Military Clause: Ensure your lease allows termination without penalty for relocation orders.
• Rent Exceeding OHA Cap: You are responsible for any difference out of pocket. *You may use a portion of your utilities allowance to help cover the difference.

Utility Allowance: Starts at $1,182 (Single) / $1,576 (Dependents). Covers electricity, water, and gas. Tip: Choose energy-efficient homes to save on costs.

Move-In-Housing Allowance (MIHA): A one-time payment to offset move-in costs (utility hook-ups, repairs, appliances, etc.).

FAQ & Required Documentation

What is the typical timeframe? Once OHA is approved, the average move-in timeframe is typically two weeks.

Difference Between OHA and BAH? BAH is a flat-rate allowance used stateside; OHA is a reimbursement-based system for overseas stations like Guam.

Required Documents:

• Valid Photo ID
• Application to Rent Form (All occupants 18+)
• Full Month’s Security Deposit
• Housing Inspection Report